Commercial Bank International Job Vacancies

Account Manager – Sharjah & Ajman

Job Reference: AM/CBG/SHJ/FEB2015

Location: Sharjah & Ajman

Purpose:

Responsible for marketing solicitation of new medium sized Corporate relationships for both Assets & Liabilities. Directly responsible for handling Corporate borrowing portfolio growth, quality & profitability.

Duties and Responsibilities:

Monitor credit quality of portfolio for risk recognition & assigning proper risk rating for each relationship.

Develop marketing plan to identify Corporate relationships within the accepted industries. Solicit new Corporate relationships. Ensure quality of portfolio is satisfactory.

Directly responsible to manage Corporate customers portfolio, (Number of relationships and average size of the portfolio to be agreed with the Team Leader.)

Develop marketing plan & implement it as per agreed objectives in order to Maximize profitability & achieve business growth.

Ensure high level of satisfaction of Corporate in portfolio.

Follow Up the quality of portfolio in order to ensure that there is no direct credit losses.

Pro-act to changes in market place.

Ensure all documentation is valid and complete in assigned portfolio.

Be highly responsive to customer needs & ensure client satisfaction in an environment where client needs are constantly changing.

Provide competitive market information.

Prepare credit packages and proposals.

Achieve consistent growth in profits and business ensuring quality assets, in a highly competitive environment.

Perform any other duties or responsibilities that are consistent with the role as assigned by management.

Education & Experience:

Education:

Bachelors Degree / Higher National Diploma for UAE Nationals.

Professional / Technical Qualifications / Diplomas:

Experience:

Minimum 4 years experience in corporate banking, specifically preparing proposals, performing customer analysis, developing marketing plans, managing assigned portfolio.

Specialist Skills Required for the Job:

Analytical –Excellent Analytical skills and attention to Details.

Project Management - Develops project plans; Coordinates projects; Communicates changes and progress; Completes projects on time and budget; Manages project team activities.

Communications Skills - Strong verbal and written communication skills.

Proficiency in English – written and Spoken.

Teamwork - Balances team and individual responsibilities; Exhibits objectivity and openness to others' views; Gives and welcomes feedback; Contributes to building a positive team spirit; Puts success of team above own interests; Supports everyone's efforts to succeed.

Planning/Organizing and Control- Prioritizes and plans work activities; Uses time efficiently.

Supervisory Skills

Leadership & Decision Making Skills

If you meet the above job requirements , please send your updated CV to recruit@cbi.ae

Senior Officer – Retail Operations

Job Reference: SO-RO/CBIUAE/JAN2015

Location: UAE

Purpose:

To direct the functioning of operation in CBI branches by providing the foundation & organizational structure to support business development, facilitate a strong control environment, maximize efficiency and cost control through bench-marked service delivery & operational standards, within the framework of corporate policies, procedures and local regulations.

Duties and Responsibilities:

Manage effective implementation of all pre and post audit requirements  to ensure satisfactory audit ratings of CBI branches. Ensure closure of pending Audit comments for RBG. Attend exit meetings with Audit department for branches prior release of the final report.

Manage and control processing of activities at branches and ensure successful implementation of policy, procedures and delivery standards to achieve overall compliance with corporate and regulatory policies.

Branches operations conducts regular full operations reviews and Follow-up reviews on the branches based on a pre- planned schedule designed at the beginning of the year, relying on check list prepared in line with different functions’ SOPs in place. The check list defines the processes and sub processes as well as the period to be reviewed. The period covered through reviews takes into account the last review date. Every Branch is checked 8 times a year . All issues highlighted during the review is discussed with the respective branch Manager during the review course and an executive summary to be prepared and forwarded to the Head of Retail Support for review. Whenever necessary and depending on significance of findings, a meeting is to be held with the Branch Manager in the presence of the Head of Retail and Head Of Branches.

Clean Desk policy review is conducted monthly either early in the morning before office hours or late in the evening after working hours in order to ensure compliance with Clean Desk Policy. The report is escalated to the respective Branch Manager and the group head for necessary disciplinary action.

Daily review of branch sundry accounts and follow up for closure of outstanding items.

Daily balancing and reconciliation of cash pool GLs .

Conduct regular training to the branches in the region on the following:

New procedures circulated by RBG HO.

Refresher trainings on SOPs.

Procedures of new products.

Ensure target dates are met for submitting reports to HO.

Follow up closure of buyout cases (STL and clearance), in addition to all documentation discrepancies of branches.

Assist the branch in all Admin and HR related issues.

Ensure closure of reported items in Branch Monthly exception Reports.

Handle the quarterly RCSA for RBG branches and closure with Risk.

Monitor the implementation of new processes at branches.

Coordination with Hr and Admin department for branch requirements.

Monthly review of system access level for branch staff.

Monitor branch overnight cash limit to ensure compliance to the assigned cash limits.

Ensure target dates are met for submitting reports to HO.

Follow up closure of buyout cases (STL and clearance)

Documentation Deficiencies Control

To ensure submission of all  the Loans outstanding Documents

STLs / Clearance Letters before completing 30 days

Title Deeds / Mortgage documents

Auto loan documents ( Mulkia /Insurance, etc… to complete auto loan disbursal)

Education & Experience:

Education:

Bachelor’s Degree.

Professional / Technical Qualifications / Diplomas:

Not Required

Experience:

5 - Years experience in the related field

Working knowledge of process design and banking system.

Good knowledge of the bank’s SOP and OPM  .

Specialist Skills Required for the Job:

Good analytical skills

Excellent oral and written communication skills

Ability to communicate and deal with others

To have a strong personality and ability to impress.

Patience and calmness when working under pressure.

If you meet the above job requirements , please send your updated CV to recruit@cbi.ae