Tuesday, 27 October 2015

ANB BANK Jobs At United States

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Job Title
Location
Link
Banking Officer
United States
Banking Assistant
United States
Universal Banker
United States
Customer Care Representative
United States
Universal Banker
United States
Central Support Representative
United States
Social media marketing specialist
United States
Universal Banker
United States
Branch Coordinator
United States
Underwriting Assistant
United States
Cash Management Assistant
United States
Banking Officer 2
United States
Universal Banker
United States
Cash Management Assistant
United States
Teller
United States

Universal Banker
Roles
Responsible for demonstrating excellent customer service in accordance with Sturm Financial Group’s Mission, Vision, Values. Opens accounts, handles cash transactions, sells/cross-sells bank products and services, and resolves complex customer service issues. Accountable for sales and service activities for assigned branch locations. Proactively seeks new customers through marketing and prospecting. Refers customers to other areas of the company as appropriate.
Maintains a current knowledge and consistent compliance with Bank Secrecy Act (BSA) requirements. · Maintains current knowledge and consistent compliance with other banking Regulations and bank policies and procedures related to the position. · Processes paying/receiving transactions and maintains accurate records of all transactions. · Cashes checks within assigned limits and stated guidelines. · Responsible for daily cash settlements of cash and proof transactions. · Opens checking, savings, money market and certificates of deposit accounts. Orders check and ATM/Debit cards and provides starter checks for new accounts. · Understands and effectively applies selling techniques to open, develop, and close sales; creates product interest; actively crosssells products/services; actively pursues potential customers. · Identifies customer’s financial needs through in-person efforts, cold calls, referrals, and marketing, while providing strong product knowledge and quality service excellence. · Displays knowledge and proficiency in explaining, selling, and administering products; refers customers to appropriate resources within the organization. · Actively profiles customers to understand their complete financial services needs and recommends products and services based on those needs. · Identify cross-sell and referral opportunities to broaden customer banking relationships. · Responds to customer needs and priorities; establishes effective working relationships with customers; identifies and takes appropriate action on customer needs. · Delivers the quality of service as defined by department standards. · This position may require National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008. · Other duties as assigned.
Qualifications
High school diploma/GED or equivalent work experience. In addition, six months prior bank experience performing teller or personal banker duties; or one year cash handling or customer service experience

Cash Management Assistant
Roles
Responsible for supporting Cash Management customers to include the following: opens accounts, sells/cross-sells Cash Management products/services along with other bank products/services, and resolves complex customer service issues. Supports the sales and service goals for the assigned region. Proactively seeks new customers through referrals and prospecting. In addition, a Personal Banker III may assist in the following: general customer service; supporting the Cash Management Department by preparing documents for opening new accounts or making changes to existing Cash Management agreements and updating the various departments (EBU, Lockbox, Positive Pay, RDC) accordingly. Maintains a thorough understanding of Cash Management products
Produces agreements or other documentation necessary for all Cash Management Products/Services and updates the various departments (EBU, Lockbox, Positive Pay, RDC) accordingly. · Performs necessary computer system maintenance and set up for new accounts and changes to existing accounts. · Responds to customer inquiries and requests including, but not limited to, telephone transfers, wire transfers, Cashier’s checks, ordering banking product/supplies, stop payments, closing accounts, account maintenance, and providing interim statements. · Provides administrative support for Cash Management Officers/Manager. · Services large complex depository relationships. Assists customers with general questions regarding all facets of Cash Management products and services including positive pay, controlled disbursement, lockbox, repurchase accounts, CD rom, and account analysis. · Responsible for relationship management and business development through cross-selling of Cash Management products and services. · Sets up and captures Cash Management product revenue appropriately. · Maintains a thorough understanding of Cash Management products. · Identifies cross-selling and referral opportunities to broaden customer banking relationships. · Supports the sales and service goals for the assigned region. · Proactively seeks new customers through referrals and prospecting. · Delivers the quality of service as defined by department standards.
Qualifications
Associate’s degree (A.A.) or equivalent from two-year college/technical school and two years related Banking experience or an equivalent combination of education and experience.

Underwriting Analyst
Roles
Responsible for supporting the lending activities within a region or market by providing insightful and timely credit analysis of prospective and current borrowers, including interpretation of financial statements, collateral and cash flows. Interacts with Chief Corporate Credit Officer, Loan Administration Manager, Regional Presidents, Community Bank Presidents, Banking Officers, and other lending support staff, and customers.
Assist with lender preparation of Credit Presentations for bank loan committee. · Prepare spreadsheets, cash flow analyses, and collateral assessments with commentary in evaluation of commercial (R/E, Ag, Energy, C&I) loan requests. · Perform extensive credit analysis including gathering, analyzing and interpreting all types of credit information on existing and prospective customers prior to the credit decision being made. This includes, but is not limited to, analysis of business and personal financial statements such as balance sheets, income statements and cash flow statements, and credit reports. May also include analysis of customer performance compared to peer industry averages. · Meet with lenders to gather information to support credit analysis · Investigate all available sources of credit and financial information, including reporting services, credit bureaus and agencies. · Review appraisals, environmental reports, title reports and loan documents for collateral property. · When appropriate, review and analyze property financial information to determine actual income, expenses and projected debt service coverage. · Interact with accountants and attorneys at direction of management, when necessary to perform analysis. · Research and/or develop credit information for use by senior credit staff, lenders, or other credit officers in lending decisions on new loans, renewals, and extensions. · Update spreadsheets, cash flow analyses, collateral assessments, and financial statements for term loan reviews. · Must meet established deadlines. · Delivers quality of service as defined by department standards. · Maintains a current knowledge of, and compliance with, Bank Secrecy Act (BSA) requirements
Qualifications

1 – 2 years of experience in analyzing financial data and lending strategies to estimate degree of risk involved in extending credit. Knowledge of sound lending and underwriting principles, industry standards and regulatory compliance. Knowledge of financial spreading systems such as Moody’s or equivalent required.


Teller
Roles
Processes a variety of routine financial transactions including check cashing, withdrawals, deposits, and loan payments. Represents the bank to the customer in a courteous and professional manner as well as providing prompt, efficient, and accurate service in processing customer transactions. Effectively cross sells bank products and services to meet the financial needs of our customers. Refers customers to the appropriate Banking Officer as needed
Maintains a current knowledge and consistent compliance with Bank Secrecy Act (BSA) requirements. · Maintains current knowledge and consistent compliance with other Regulations, bank policies and procedures related to the position (Reg. CC, etc.). · Represents the bank to the customer in a courteous and professional manner in addition to providing prompt, efficient, and accurate service in processing customer transactions. · Processes a variety of routine financial transactions including check cashing, withdrawals, deposits, and loan payments. · Effectively cross sells bank products and services to meet the financial needs of our customers. Refers customers to the appropriate Banking Officer as needed. · Identify cross-sell and referral opportunities to broaden customer banking relationships. · Researches and answers questions about customers’ accounts and resolves banking problems. · Cashes checks within assigned limits and stated guidelines. · Accepts checking/savings deposits and withdrawals, verifies signatures, posts interest and balances as required. · Accepts consumer loan and other payments. · Issues money orders, official checks, and traveler’s checks. · Issues or redeems savings bonds. · Responsible for managing and balancing a cash drawer in a reasonable amount of time and with minimal differences as set forth in the Standard Operating Procedures (SOP) Manual. · Responsible for knowing your customer by following policies and procedures outlined in the Customer Identification Program (CIP). · Develops skills to identify potential fraud, researches the transaction, and brings the transaction to a Supervisors/Managers attention. · Performs back-room or operational duties as requested by the Branch Coordinator or Branch Supervisor. · Delivers the quality of service as defined by department standards.
Qualifications

High School Diploma or General Education Degree (GED) and 6 months prior bank, cash handling, or customer service experience.






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